This cottage was constructed in the early 1900's, soon after Safety Harbor's downtown streets were platted. A turn-of-the-century wood frame vernacular structure, it was identified by the Safety Harbor Historic Building Survey of 1994 as one of the oldest remaining structures in the City of Safety Harbor. Vernacular architecture reflects local building traditions, and the wood frame vernacular style was the dominant housing style in Safety Harbor from the 19th century until approximately 1940. Such homes generally were built not by formally schooled architects but by local builders using available resources and construction materials. Its architectural features include a steeply pitched front-facing gable that allows for attic storage or a second-floor loft, fish scale siding on the gable that was a common decorative element in late Victorian and turn-of-the-century homes, and a wide front porch or veranda. Chamfered posts support the shed roof covering the porch, creating a space where owners socialized with neighbors. Charles S. Rosier, a carpenter and farmer from western New York, and his wife Floria first purchased property in Safety Harbor in 1926; they bought and sold several lots in town and lived in the house from circa 1935 until 1959. The property remained a private residence until 2012, when it was converted to commercial use.