The Bank of Joliet opened in 1904 and soon planned construction of this stately one-story building. By the time the $8,000 building was completed in 1907, the bank had new owners and a new name, Rock Creek State Bank. Built on Joliet’s most visible corner, its canted entrance welcomed passersby from both directions. Its symmetrical façade and use of stone and brick exemplified small-town bank design intended to reassure depositors by conveying permanence and stability against fears of theft, fire, or bank failure. When drought and low commodity prices shattered the homestead economy in the 1920s, over half of Montana’s banks closed, including Rock Creek State Bank in 1923. Three years later, Lodge #77 of the International Order of Odd Fellows bought the bank for $2,750 and six months’ back taxes. The Odd Fellows, a fraternal organization advocating love, friendship, and truth, offered fellowship and a social safety net for members through sick benefits, funeral expenses, support for a statewide retirement home, and local and national charities. The Odd Fellows and their sister organization, La Cuesta Rebekah Lodge #56, shared the building until 1979, when the Odd Fellows Lodge disbanded and sold it to the Rebekahs for $10. The Rebekahs still meet here, continuing Joliet’s longstanding tradition of Odd Fellowship.