After the Galveston hurricane of 1900 destroyed his home, banker-investor Oscar Smith Cummings (1866-1941) hired contractors Booth and Bigler to salvage the materials and build this Victorian residence in 1900-01. Oscar Smith, owner of a local meat market, bought the dwelling when Cummings moved to Houston in 1904. Threatened with demolition in 1972, the house was purchased and restored by Mr. and Mrs. Hubert G. Howerton.