Built in 1912 by Boston-trained local architect Louis Sheldon Newton as the National Bank of White River Junction, this Richardson Romanesque style corner building features a frieze punctuated by a line of recessed bull's eyes. Three years later the bank erected a small wooden structure on the adjacent Gates Street lot, and in 1915 it was replaced by a three story brick edifice. The two buildings were connected in 1956, doubling the size of the financial institution. Access to the abutting South Main Street structure, originally the Hartford Savings Bank and Trust Company, was gained decades later.